Whole Wheat Chocolate Chip Banana Peanut Butter Muffins Recipe - Skillful Cook
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Whole Wheat Chocolate Chip Banana Peanut Butter Muffins

4 reviews / 4 average

I'll just put it out there. Best muffins ever.

That's right. Best muffins ever.

This is like combining everything I’ve ever loved in a muffin and baking it to fluffy, moist, streusely perfection: peanut butter, banana, cinnamon, and chocolate chips.

And whole wheat flour, although that’s not exactly the sort of thing you’ve loved forever. It’s more of the sneak it into your food and feel better about eating thirteen peanut butter muffins for breakfast kind of thing.

Whole wheat chocolate chip banana peanut butter muffins on a white plate with chocolate chips.

I originally made these because I wanted to eat something healthy. But that’s a lie. I actually wanted to bake for my mom, because she’s visiting me this week in the Philippines and staying at our apartment, which is probably the highlight of my life. Thanks for coming, Mom!

If we’re being honest, our apartment is not a very homey place for visitors. I mean, she’s sleeping on a hand-me-down futon with a random assortment of sheets and blankets and a herd of wild barking dogs right outside the window. She also found a cockroach in her HAIR, which did not happen at our apartment because we have at least three million roach poison contraptions sitting around (obsessed much?), but still.

Whole wheat chocolate chip banana peanut butter muffins on a white plate.

The Philippines can be an overwhelming place for a visitor and if there was ever a cure for overwhelmedness, it’s heavenly chococolate chip muffins laced with peanut butter and banana. I should know.

So these muffins.

I first made them without the banana and peanut butter. They weren’t melt-in-your-mouth-died-and-went-to-heaven amazing. They were average. I felt a little sad.

BUT then I bought a kilo of bananas from the fruit stand lady on my street. PS. Does anyone else get completely discombobulated when ordering in kilos? Every time I order something, I have to stop and think about how much I’m really getting, but my mental conversion calculator seems to be broken because I always end up with WAY more than I need. Confused Westerner.

Chocolate chip banana peanut butter muffin on a plate.

Armed with my super sweet Filipino bananas and a jar of creamy peanut butter, I took to the muffins a second time and things went wayyyy better. They were probably the best muffins I’ve made in my whole life, which I actually always say every time I find a new muffin recipe that gives me these warm fuzzy feelings, but they really were THEE best.

Whole wheat chocolate chip banana peanut butter muffins.

They were super moist from the banana and peanut butter, crumbly from the streusel, light and fluffy even with the whole wheat flour, and those melted chocolate chips? I die.

Whole wheat chocolate chip banana peanut butter muffins on a white plate with bananas.

And then I die all over again.

Chocolate chip banana peanut butter muffin in pieces on a plate.

The other best news ever is that our neighbors had a baby! Their brand new baby girl came home this last week and the grandmother brought her over so we could meet her. What a sweet pea!

We love you, Baby M.

Yawning Baby.

I gave them some of my three hundred muffins and I’m hoping that they find a way to get some of that streusel into Baby Girl’s mouth. I can tell she really wants some.

Whole wheat chocolate chip banana peanut butter muffin pulled apart on a plate.

What they don't tell you about food blogging: that your spouse will become a hand model. Thanks love.

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chocolate chip muffins

Whole Wheat Chocolate Chip Banana Peanut Butter Muffins


These whole wheat chocolate chip banana peanut butter muffins are loaded with good stuff and topped with yummy streusel! Awesome breakfast.


  • 6 tablespoons soft butter
  • 1/3 cup sugar
  • ½ teaspoon vanilla
  • 2 tablespoons peanut butter
  • 6 small (Filipino!) or 3 large bananas, mashed
  • 3 eggs
  • ¾ cup buttermilk
  • 2 ¼ cup whole wheat flour
  • 1/4 cup quick cooking oats (see notes)
  • 2 ½ teaspoons baking soda
  • pinch of cinnamon
  • 3/4 cup chocolate chips
  • 4 tablespoons butter, chilled
  • 1 tablespoon water
  • ¾ cup whole wheat flour
  • ¾ cup sugar
  • pinch of cinnamon


  1. Preheat oven to 375. Cream the butter and sugar until well combined. Add the vanilla, peanut butter, bananas, and eggs. Cream until just combined.
  2. In a separate bowl, combine the flour, oats, baking soda, and cinnamon. Add the buttermilk and flour mixture alternately to the butter/banana mixture. Stir gently with a wooden spoon or electric beater on low speed until JUST combined, adding the chocolate chips at the end. Do not overmix.
  3. For the streusel, combine the flour, sugar, and cinnamon in a small bowl. Cut the butter into small cubes. Add the butter cubes and water to the flour mixture and work the mixture with your fingers, pressing the butter into the dry ingredients creating small crumbs.
  4. Spoon into greased muffin tin, filling each cup about 3/4 full with batter. Top with a generous spoonful of the streusel crumbs. Bake for 11-15 minutes or until tops are just slightly golden brown and bounce back lightly when pressed.


You could omit the oats and just add a few tablespoons of flour depending on your texture preference and how thick your batter is. Letting the batter sit overnight in the fridge will also allow the oats to get soft - when I did this, I hardly noticed their texture in the batter.

  • Prep Time: 10 mins
  • Cook Time: 15 mins
  • Category: Breakfast
  • Cuisine: American

Keywords: chocolate chip muffins, banana muffins, peanut butter muffins, healthy muffin recipe

Maybe these will convince my mom to extend her visit until forever.

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  1. Skillful Cook Logo

    Oh your muffins always look so perfect (that sounds a bit more creepy than it’s meant to…) And how can you go wrong with chocolate and peanut butter for breakfast?

  2. Skillful Cook Logo

    Yep– they definitely look like one of the best out there. How can you go wrong with chocolate, banana, and peanut butter?!

  3. Skillful Cook Logo

    Sometimes it’s so hard to make muffins that aren’t doughy in the middle, especially when using bananas! But of course, chocolate makes everything 10 times better! : )

  4. Skillful Cook Logo

    These look insane! I can’t believe the amazing food pics you come up with. My daily source of inspiration 🙂

  5. Skillful Cook Logo

    Precious baby and DELICIOUS looking muffins. Will have to surprise the Mister with these – he’s kind of a peanut butter and banana fanatic!

  6. Skillful Cook Logo

    you had me at best muffins ever. and chocolate. and peanut butter. and streusel…

    these would definitely help any transition to a foreign location – I’d battle a cockroach and wild dogs for them!

  7. Skillful Cook Logo

    I have warm fuzzies just from reading this, so I can’t even imagine eating it! You had me at PB. Then at bananas. Then again at chocolate chips.
    Hope you have a great visit with your mom (and the little buggies buzz of. She’s a champ!)

  8. Skillful Cook Logo

    My boyfriend isn’t the best hand model because he is always moving his hand away with the food as I am trying to take pictures. These look incredible!

  9. Skillful Cook Logo

    Stop.Please.Stop. You are posting tooooo many tempting recipes!!! Just kidding….keep them coming. AND keep the cute kid pictures coming too.

  10. Skillful Cook Logo

    Oh I totally believe these are the best muffins ever! They look awesome!

    Have so much fun with your mom!! Hopefully sans cockroaches 🙂